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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,719 | $100,772+28.7% | $86,690+49.6% | $134,493-3.5% |
| Participation rate | 80.0% | 78.9%+1.1pp | 76.6%+3.4pp | 81.2%-1.2pp |
| Annual return | -29.00% | 29.06%-58.1pp | 35.93%-64.9pp | 418.01%-447.0pp |
| Employer contribution / active EE | $3,182 | $3,490-8.8% | $2,837+12.2% | $4,740-32.9% |
| Participant deferral / active EE | $10,796 | $5,338+102.2% | $4,656+131.9% | $6,400+68.7% |
| Admin fee / account holder | $3,353 | $10,920-69.3% | $7,490-55.2% | $11,425-70.6% |