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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,997 | $124,346+37.5% | $111,306+53.6% | $167,553+2.1% |
| Participation rate | 83.3% | 79.6%+3.7pp | 77.3%+6.0pp | 82.1%+1.2pp |
| Annual return | 16.81% | 37.46%-20.7pp | 54.67%-37.9pp | 478.89%-462.1pp |
| Employer contribution / active EE | $2,547 | $3,438-25.9% | $2,732-6.8% | $4,840-47.4% |
| Participant deferral / active EE | $8,389 | $5,182+61.9% | $4,488+86.9% | $6,343+32.3% |
| Admin fee / account holder | $4,853 | $10,623-54.3% | $7,966-39.1% | $12,316-60.6% |