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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,168 | $112,131+25.9% | $95,964+47.1% | $158,982-11.2% |
| Participation rate | 85.7% | 79.0%+6.7pp | 77.1%+8.6pp | 82.0%+3.7pp |
| Annual return | 40.23% | 171.19%-131.0pp | 91.64%-51.4pp | 302.99%-262.8pp |
| Employer contribution / active EE | $2,050 | $3,199-35.9% | $2,541-19.3% | $4,763-56.9% |
| Participant deferral / active EE | $6,242 | $4,784+30.5% | $4,167+49.8% | $5,983+4.3% |
| Admin fee / account holder | $3,343 | $10,136-67.0% | $6,797-50.8% | $11,252-70.3% |