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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,787 | $209,422-58.1% | $178,503-50.8% | $158,982-44.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 11.43% | 188.81%-177.4pp | 151.12%-139.7pp | 302.99%-291.6pp |
| Employer contribution / active EE | $4,040 | $5,707-29.2% | $5,011-19.4% | $4,763-15.2% |
| Participant deferral / active EE | $6,045 | $5,955+1.5% | $5,202+16.2% | $5,983+1.0% |
| Admin fee / account holder | $3,647 | $17,079-78.6% | $13,987-73.9% | $11,252-67.6% |