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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,973 | $202,342-63.9% | $172,753-57.8% | $152,909-52.3% |
| Participation rate | 80.0% | 87.1%-7.1pp | 82.6%-2.6pp | 82.5%-2.5pp |
| Annual return | 17.68% | 1029.88%-1012.2pp | 803.00%-785.3pp | 345.46%-327.8pp |
| Employer contribution / active EE | $3,720 | $5,857-36.5% | $5,144-27.7% | $4,764-21.9% |
| Participant deferral / active EE | $6,306 | $5,948+6.0% | $5,198+21.3% | $5,851+7.8% |
| Admin fee / account holder | $4,183 | $17,112-75.6% | $13,956-70.0% | $11,601-63.9% |