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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,377 | $183,516+28.8% | $155,534+52.0% | $145,884+62.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.93% | 61.43%-54.5pp | 64.92%-58.0pp | 551.85%-544.9pp |
| Employer contribution / active EE | $6,900 | $5,315+29.8% | $4,675+47.6% | $4,662+48.0% |
| Participant deferral / active EE | $8,861 | $6,467+37.0% | $5,630+57.4% | $6,690+32.5% |
| Admin fee / account holder | $96,639 | $19,293+400.9% | $15,900+507.8% | $13,392+621.6% |