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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,769 | $211,288-32.9% | $178,540-20.6% | $145,884-2.8% |
| Participation rate | 54.5% | 80.8%-26.3pp | 77.1%-22.6pp | 80.3%-25.8pp |
| Annual return | 14.65% | 30.27%-15.6pp | 27.15%-12.5pp | 551.85%-537.2pp |
| Employer contribution / active EE | $9,020 | $4,574+97.2% | $3,953+128.2% | $4,662+93.5% |
| Participant deferral / active EE | $7,702 | $6,967+10.6% | $6,281+22.6% | $6,690+15.1% |
| Admin fee / account holder | $67 | $12,105-99.4% | $10,424-99.4% | $13,392-99.5% |