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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,511 | $227,633-73.9% | $189,597-68.6% | $167,553-64.5% |
| Participation rate | 87.5% | 82.5%+5.0pp | 78.4%+9.1pp | 82.1%+5.4pp |
| Annual return | 18.47% | 78.45%-60.0pp | 64.20%-45.7pp | 478.89%-460.4pp |
| Employer contribution / active EE | $11,881 | $5,317+123.4% | $4,412+169.3% | $4,840+145.5% |
| Participant deferral / active EE | $9,116 | $7,003+30.2% | $6,174+47.7% | $6,343+43.7% |
| Admin fee / account holder | $458 | $11,879-96.1% | $9,807-95.3% | $12,316-96.3% |