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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,132 | $202,430-31.8% | $169,369-18.4% | $139,427-0.9% |
| Participation rate | 83.3% | 81.1%+2.3pp | 77.2%+6.2pp | 80.3%+3.0pp |
| Annual return | 21.38% | 531.86%-510.5pp | 405.70%-384.3pp | 373.27%-351.9pp |
| Employer contribution / active EE | $16,127 | $4,690+243.9% | $4,011+302.1% | $4,752+239.4% |
| Participant deferral / active EE | $12,270 | $6,938+76.9% | $6,221+97.2% | $6,711+82.8% |
| Admin fee / account holder | $383 | $10,716-96.4% | $9,009-95.8% | $11,404-96.6% |