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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,132 | $202,463-31.8% | $169,397-18.5% | $139,487-1.0% |
| Participation rate | 83.3% | 81.1%+2.2pp | 77.2%+6.2pp | 80.3%+3.0pp |
| Annual return | 21.38% | 532.64%-511.3pp | 406.23%-384.9pp | 373.84%-352.5pp |
| Employer contribution / active EE | $16,127 | $4,694+243.6% | $4,013+301.8% | $4,755+239.2% |
| Participant deferral / active EE | $12,270 | $6,941+76.8% | $6,223+97.2% | $6,713+82.8% |
| Admin fee / account holder | $383 | $10,726-96.4% | $9,017-95.8% | $11,407-96.6% |