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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,845 | $85,766-67.5% | $136,298-79.6% | $70,126-60.3% |
| Participation rate | 62.5% | 74.2%-11.7pp | 81.9%-19.4pp | 69.5%-7.0pp |
| Annual return | 16.87% | 31.46%-14.6pp | 5156.27%-5139.4pp | 73.15%-56.3pp |
| Employer contribution / active EE | $2,462 | $2,966-17.0% | $4,696-47.6% | $2,343+5.1% |
| Participant deferral / active EE | $4,915 | $5,051-2.7% | $6,247-21.3% | $3,332+47.5% |
| Admin fee / account holder | $3,128 | $5,421-42.3% | $9,244-66.2% | $4,645-32.7% |