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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,742 | $89,370-57.8% | $141,197-73.3% | $72,976-48.3% |
| Participation rate | 57.4% | 75.1%-17.7pp | 82.5%-25.0pp | 69.5%-12.0pp |
| Annual return | 23.08% | 111.88%-88.8pp | 71.41%-48.3pp | 81.02%-57.9pp |
| Employer contribution / active EE | $2,525 | $3,115-19.0% | $4,736-46.7% | $2,440+3.5% |
| Participant deferral / active EE | $4,389 | $5,419-19.0% | $6,710-34.6% | $3,608+21.7% |
| Admin fee / account holder | $3,433 | $5,957-42.4% | $10,265-66.6% | $5,124-33.0% |