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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,528 | $76,551-71.9% | $123,894-82.6% | $62,881-65.8% |
| Participation rate | 63.4% | 73.0%-9.6pp | 81.4%-18.0pp | 69.3%-5.9pp |
| Annual return | 13.66% | 18.68%-5.0pp | 47.52%-33.9pp | 20.14%-6.5pp |
| Employer contribution / active EE | $2,564 | $2,882-11.0% | $4,617-44.5% | $2,281+12.4% |
| Participant deferral / active EE | $4,311 | $4,840-10.9% | $5,984-28.0% | $3,203+34.6% |
| Admin fee / account holder | $1,190 | $4,826-75.3% | $8,357-85.8% | $4,296-72.3% |