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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,451 | $81,208+52.0% | $98,920+24.8% | $79,856+54.6% |
| Participation rate | 100.0% | 72.5%+27.5pp | 76.0%+24.0pp | 69.6%+30.4pp |
| Annual return | -2.02% | 60.99%-63.0pp | 196.47%-198.5pp | 31.71%-33.7pp |
| Employer contribution / active EE | $10,207 | $1,960+420.9% | $2,689+279.5% | $2,471+313.0% |
| Participant deferral / active EE | $15,480 | $3,265+374.1% | $4,245+264.7% | $3,741+313.8% |
| Admin fee / account holder | $4,598 | $6,013-23.5% | $6,643-30.8% | $5,306-13.3% |