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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,915 | $61,660+28.0% | $80,022-1.4% | $64,173+23.0% |
| Participation rate | 100.0% | 71.7%+28.3pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | -5.46% | -0.33%-5.1pp | 11.22%-16.7pp | 7.63%-13.1pp |
| Employer contribution / active EE | $7,558 | $1,810+317.5% | $2,468+206.2% | $2,381+217.5% |
| Participant deferral / active EE | $11,376 | $2,968+283.3% | $3,686+208.6% | $3,470+227.9% |
| Admin fee / account holder | $5,891 | $5,417+8.7% | $6,521-9.7% | $4,887+20.5% |