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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,519 | $101,950+185.0% | $125,529+131.4% | $86,983+234.0% |
| Participation rate | 100.0% | 70.2%+29.8pp | 74.7%+25.3pp | 69.5%+30.5pp |
| Annual return | 16.26% | 18.29%-2.0pp | 202.56%-186.3pp | 25.83%-9.6pp |
| Employer contribution / active EE | $12,563 | $2,358+432.7% | $3,058+310.9% | $2,584+386.1% |
| Participant deferral / active EE | $20,080 | $3,862+419.9% | $4,813+317.2% | $4,194+378.8% |
| Admin fee / account holder | $2,288 | $12,791-82.1% | $16,298-86.0% | $7,856-70.9% |