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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $587,937 | $114,093+415.3% | $96,171+511.3% | $167,536+250.9% |
| Participation rate | 50.0% | 75.1%-25.1pp | 68.4%-18.4pp | 82.1%-32.1pp |
| Annual return | 22.02% | 190.00%-168.0pp | 192.04%-170.0pp | 478.82%-456.8pp |
| Employer contribution / active EE | $4,750 | $3,429+38.5% | $2,799+69.7% | $4,839-1.8% |
| Participant deferral / active EE | $13,000 | $5,197+150.2% | $4,350+198.8% | $6,342+105.0% |
| Admin fee / account holder | $0 | $6,899-100.0% | $5,538-100.0% | $12,315-100.0% |