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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,884 | $100,073-97.1% | $85,126-96.6% | $145,877-98.0% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 4.72% | 84.11%-79.4pp | 66.63%-61.9pp | 551.28%-546.6pp |
| Employer contribution / active EE | $0 | $3,236-100.0% | $2,731-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,429 | $5,294-35.2% | $4,523-24.2% | $6,691-48.7% |
| Admin fee / account holder | $215,699 | $7,261+2870.6% | $6,160+3401.4% | $13,402+1509.4% |