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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,137 | $104,953+226.9% | $84,637+305.4% | $152,909+124.4% |
| Participation rate | 66.7% | 74.8%-8.2pp | 68.2%-1.6pp | 82.5%-15.8pp |
| Annual return | 32.67% | 373.94%-341.3pp | 258.82%-226.2pp | 345.46%-312.8pp |
| Employer contribution / active EE | $10,363 | $3,304+213.7% | $2,653+290.6% | $4,764+117.5% |
| Participant deferral / active EE | $11,109 | $4,691+136.8% | $3,900+184.8% | $5,851+89.9% |
| Admin fee / account holder | $0 | $6,244-100.0% | $4,914-100.0% | $11,601-100.0% |