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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,563 | $155,555+36.6% | $146,866+44.7% | $155,188+37.0% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.5%-2.5pp | 80.8%-0.8pp |
| Annual return | 15.88% | 115.41%-99.5pp | 102.85%-87.0pp | 148.84%-133.0pp |
| Employer contribution / active EE | $4,227 | $4,647-9.0% | $4,425-4.5% | $4,248-0.5% |
| Participant deferral / active EE | $7,369 | $8,044-8.4% | $7,759-5.0% | $6,531+12.8% |
| Admin fee / account holder | $912 | $14,755-93.8% | $13,620-93.3% | $14,480-93.7% |