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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,790 | $148,582+18.3% | $135,942+29.3% | $139,456+26.1% |
| Participation rate | 60.0% | 83.9%-23.9pp | 81.9%-21.9pp | 80.3%-20.3pp |
| Annual return | 22.44% | 79.26%-56.8pp | 68.28%-45.8pp | 373.45%-351.0pp |
| Employer contribution / active EE | $2,770 | $5,245-47.2% | $4,858-43.0% | $4,753-41.7% |
| Participant deferral / active EE | $5,485 | $8,101-32.3% | $7,759-29.3% | $6,711-18.3% |
| Admin fee / account holder | $15 | $12,402-99.9% | $10,764-99.9% | $11,407-99.9% |