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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,055 | $52,450+6.9% | $129,397-56.7% | $74,429-24.7% |
| Participation rate | 17.6% | 53.8%-36.2pp | 69.6%-52.0pp | 67.2%-49.6pp |
| Annual return | 14.17% | 15.65%-1.5pp | 9453.98%-9439.8pp | 1368.38%-1354.2pp |
| Employer contribution / active EE | $0 | $1,532-100.0% | $4,154-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $1,248 | $2,797-55.4% | $4,167-70.0% | $4,348-71.3% |
| Admin fee / account holder | $17,946 | $2,636+580.8% | $7,679+133.7% | $1,944+823.0% |