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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,322 | $53,774+51.2% | $134,162-39.4% | $79,852+1.8% |
| Participation rate | 71.4% | 58.8%+12.7pp | 72.2%-0.8pp | 69.6%+1.8pp |
| Annual return | 7.07% | 19.01%-11.9pp | 36.35%-29.3pp | 31.72%-24.6pp |
| Employer contribution / active EE | $0 | $1,322-100.0% | $3,705-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $6,807 | $2,420+181.3% | $3,500+94.5% | $3,740+82.0% |
| Admin fee / account holder | $33,919 | $3,985+751.2% | $6,685+407.4% | $5,306+539.2% |