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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,525 | $180,459-89.7% | $154,108-88.0% | $135,380-86.3% |
| Participation rate | 87.5% | 87.4%+0.1pp | 83.0%+4.5pp | 82.6%+4.9pp |
| Annual return | -3.01% | 888.21%-891.2pp | 735.21%-738.2pp | 519.81%-522.8pp |
| Employer contribution / active EE | $1,577 | $6,035-73.9% | $5,298-70.2% | $4,779-67.0% |
| Participant deferral / active EE | $2,976 | $5,806-48.7% | $5,081-41.4% | $5,609-46.9% |
| Admin fee / account holder | $625 | $16,145-96.1% | $13,411-95.3% | $10,828-94.2% |