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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,886 | $77,920-56.5% | $149,723-77.4% | $75,177-54.9% |
| Participation rate | 92.9% | 65.6%+27.3pp | 78.8%+14.1pp | 67.2%+25.7pp |
| Annual return | 16.28% | 31.72%-15.4pp | 134.50%-118.2pp | 160.75%-144.5pp |
| Employer contribution / active EE | $54 | $3,138-98.3% | $4,821-98.9% | $2,671-98.0% |
| Participant deferral / active EE | $4,343 | $3,411+27.3% | $5,682-23.6% | $4,126+5.2% |
| Admin fee / account holder | $958 | $5,951-83.9% | $13,215-92.8% | $5,651-83.1% |