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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,198 | $198,457-91.8% | $170,435-90.5% | $147,586-89.0% |
| Participation rate | 87.0% | 88.0%-1.0pp | 83.6%+3.4pp | 82.8%+4.1pp |
| Annual return | 16.10% | 257.30%-241.2pp | 205.94%-189.8pp | 578.59%-562.5pp |
| Employer contribution / active EE | $2,115 | $6,183-65.8% | $5,432-61.1% | $4,876-56.6% |
| Participant deferral / active EE | $2,969 | $5,629-47.3% | $4,939-39.9% | $5,439-45.4% |
| Admin fee / account holder | $1,046 | $16,852-93.8% | $13,881-92.5% | $10,886-90.4% |