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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,738 | $172,111-32.2% | $150,298-22.3% | $137,256-14.9% |
| Participation rate | 54.5% | 81.7%-27.2pp | 77.8%-23.2pp | 80.0%-25.4pp |
| Annual return | 14.30% | 69.37%-55.1pp | 62.79%-48.5pp | 220.34%-206.0pp |
| Employer contribution / active EE | $1,605 | $4,636-65.4% | $4,154-61.4% | $4,156-61.4% |
| Participant deferral / active EE | $6,304 | $6,166+2.2% | $5,453+15.6% | $6,407-1.6% |
| Admin fee / account holder | $961 | $16,471-94.2% | $14,116-93.2% | $12,270-92.2% |