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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,642 | $167,352-80.5% | $143,788-77.3% | $134,509-75.7% |
| Participation rate | 63.6% | 84.8%-21.2pp | 80.3%-16.7pp | 81.2%-17.6pp |
| Annual return | -9.48% | 0.47%-9.9pp | -0.03%-9.4pp | 418.13%-427.6pp |
| Employer contribution / active EE | $1,467 | $5,620-73.9% | $4,952-70.4% | $4,741-69.1% |
| Participant deferral / active EE | $7,417 | $6,447+15.0% | $5,638+31.5% | $6,400+15.9% |
| Admin fee / account holder | $762 | $18,091-95.8% | $14,675-94.8% | $11,427-93.3% |