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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,392 | $87,037+49.8% | $106,201+22.8% | $80,874+61.2% |
| Participation rate | 89.7% | 70.4%+19.3pp | 75.3%+14.5pp | 67.6%+22.1pp |
| Annual return | 9.89% | 17.05%-7.2pp | 116.26%-106.4pp | 35.62%-25.7pp |
| Employer contribution / active EE | $1,980 | $2,396-17.4% | $3,170-37.5% | $2,756-28.2% |
| Participant deferral / active EE | $4,280 | $3,986+7.4% | $5,012-14.6% | $4,297-0.4% |
| Admin fee / account holder | $13,676 | $8,434+62.2% | $11,039+23.9% | $6,935+97.2% |