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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,653 | $81,208+44.9% | $98,920+18.9% | $79,852+47.3% |
| Participation rate | 73.2% | 72.5%+0.7pp | 76.0%-2.9pp | 69.6%+3.5pp |
| Annual return | 6.66% | 60.99%-54.3pp | 196.47%-189.8pp | 31.72%-25.1pp |
| Employer contribution / active EE | $1,574 | $1,960-19.7% | $2,689-41.5% | $2,471-36.3% |
| Participant deferral / active EE | $3,293 | $3,265+0.8% | $4,245-22.4% | $3,740-12.0% |
| Admin fee / account holder | $5,460 | $6,013-9.2% | $6,643-17.8% | $5,306+2.9% |