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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,245 | $217,427+46.8% | $185,837+71.8% | $167,518+90.6% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.77% | 148.39%-136.6pp | 122.08%-110.3pp | 478.71%-466.9pp |
| Employer contribution / active EE | $5,299 | $5,874-9.8% | $5,168+2.5% | $4,838+9.5% |
| Participant deferral / active EE | $10,755 | $6,357+69.2% | $5,568+93.1% | $6,342+69.6% |
| Admin fee / account holder | $4,436 | $19,816-77.6% | $16,241-72.7% | $12,312-64.0% |