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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,913 | $175,231+79.7% | $149,696+110.4% | $139,466+125.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 11.95% | 166.77%-154.8pp | 134.46%-122.5pp | 373.66%-361.7pp |
| Employer contribution / active EE | $3,796 | $5,478-30.7% | $4,821-21.3% | $4,754-20.2% |
| Participant deferral / active EE | $10,373 | $6,521+59.1% | $5,682+82.6% | $6,712+54.6% |
| Admin fee / account holder | $1,556 | $16,155-90.4% | $13,212-88.2% | $11,409-86.4% |