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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $424,562 | $183,592+131.3% | $155,574+172.9% | $145,877+191.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 23.12% | 61.37%-38.3pp | 64.87%-41.7pp | 551.28%-528.2pp |
| Employer contribution / active EE | $6,268 | $5,317+17.9% | $4,676+34.0% | $4,663+34.4% |
| Participant deferral / active EE | $10,963 | $6,466+69.5% | $5,629+94.7% | $6,691+63.9% |
| Admin fee / account holder | $6,671 | $19,316-65.5% | $15,914-58.1% | $13,402-50.2% |