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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,739 | $138,076-69.0% | $123,553-65.4% | $135,380-68.4% |
| Participation rate | 78.6% | 84.7%-6.2pp | 82.3%-3.7pp | 82.6%-4.1pp |
| Annual return | -6.51% | 153.70%-160.2pp | 119.21%-125.7pp | 519.81%-526.3pp |
| Employer contribution / active EE | $1,268 | $5,152-75.4% | $4,628-72.6% | $4,779-73.5% |
| Participant deferral / active EE | $2,955 | $6,800-56.5% | $6,426-54.0% | $5,609-47.3% |
| Admin fee / account holder | $3,305 | $10,917-69.7% | $9,284-64.4% | $10,828-69.5% |