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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,212 | $127,387-87.3% | $115,038-85.9% | $125,389-87.1% |
| Participation rate | 78.9% | 84.2%-5.2pp | 81.4%-2.4pp | 83.2%-4.2pp |
| Annual return | -1.74% | 31.28%-33.0pp | 26.14%-27.9pp | 282.24%-284.0pp |
| Employer contribution / active EE | $1,182 | $5,166-77.1% | $4,608-74.3% | $4,866-75.7% |
| Participant deferral / active EE | $2,383 | $6,423-62.9% | $6,026-60.5% | $5,352-55.5% |
| Admin fee / account holder | $1,845 | $9,516-80.6% | $8,175-77.4% | $9,541-80.7% |