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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,157 | $150,447-77.3% | $136,298-74.9% | $147,586-76.9% |
| Participation rate | 92.3% | 84.4%+7.9pp | 81.9%+10.4pp | 82.8%+9.5pp |
| Annual return | 22.79% | 1049.15%-1026.4pp | 5156.27%-5133.5pp | 578.59%-555.8pp |
| Employer contribution / active EE | $1,429 | $5,256-72.8% | $4,696-69.6% | $4,876-70.7% |
| Participant deferral / active EE | $3,304 | $6,631-50.2% | $6,247-47.1% | $5,439-39.2% |
| Admin fee / account holder | $4,104 | $10,906-62.4% | $9,244-55.6% | $10,886-62.3% |