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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,016 | $70,587-64.6% | $124,693-79.9% | $85,856-70.9% |
| Participation rate | 64.3% | 64.4%-0.1pp | 74.6%-10.3pp | 69.3%-5.0pp |
| Annual return | 13.99% | 20688.83%-20674.8pp | 5144.19%-5130.2pp | 318.58%-304.6pp |
| Employer contribution / active EE | $1,579 | $1,913-17.5% | $3,324-52.5% | $2,565-38.5% |
| Participant deferral / active EE | $3,240 | $2,969+9.1% | $4,615-29.8% | $3,952-18.0% |
| Admin fee / account holder | $578 | $5,282-89.1% | $7,494-92.3% | $6,261-90.8% |