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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,884 | $64,324-76.9% | $118,914-87.5% | $79,856-81.4% |
| Participation rate | 63.3% | 64.9%-1.5pp | 75.4%-12.1pp | 69.6%-6.3pp |
| Annual return | 33.17% | 86.45%-53.3pp | 35.89%-2.7pp | 31.71%+1.5pp |
| Employer contribution / active EE | $1,502 | $1,836-18.2% | $3,264-54.0% | $2,471-39.2% |
| Participant deferral / active EE | $3,055 | $2,824+8.2% | $4,266-28.4% | $3,741-18.3% |
| Admin fee / account holder | $109 | $4,040-97.3% | $6,582-98.3% | $5,306-97.9% |