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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,501 | $68,586-23.5% | $120,380-56.4% | $80,911-35.1% |
| Participation rate | 60.7% | 61.6%-0.9pp | 71.9%-11.2pp | 67.6%-6.9pp |
| Annual return | 10.81% | 23.62%-12.8pp | 107.28%-96.5pp | 35.63%-24.8pp |
| Employer contribution / active EE | $1,649 | $2,053-19.7% | $3,465-52.4% | $2,756-40.2% |
| Participant deferral / active EE | $3,887 | $3,174+22.5% | $4,992-22.1% | $4,297-9.5% |
| Admin fee / account holder | $2,135 | $5,733-62.8% | $9,421-77.3% | $6,935-69.2% |