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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,352 | $133,981-55.7% | $112,249-47.1% | $134,532-55.9% |
| Participation rate | 58.3% | 78.6%-20.2pp | 75.1%-16.7pp | 81.2%-22.9pp |
| Annual return | -18.80% | 47.16%-66.0pp | 27.48%-46.3pp | 418.27%-437.1pp |
| Employer contribution / active EE | $1,398 | $4,040-65.4% | $3,636-61.5% | $4,741-70.5% |
| Participant deferral / active EE | $5,184 | $5,292-2.0% | $4,729+9.6% | $6,401-19.0% |
| Admin fee / account holder | $471 | $7,492-93.7% | $6,412-92.7% | $11,429-95.9% |