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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,653 | $99,345-37.9% | $84,753-27.3% | $273,972-77.5% |
| Participation rate | 40.0% | 80.7%-40.7pp | 76.6%-36.6pp | 83.0%-43.0pp |
| Annual return | 4.73% | 22.93%-18.2pp | 22.78%-18.1pp | 41.46%-36.7pp |
| Employer contribution / active EE | $776 | $4,214-81.6% | $3,574-78.3% | $4,869-84.1% |
| Participant deferral / active EE | $2,069 | $4,270-51.6% | $3,712-44.3% | $5,287-60.9% |
| Admin fee / account holder | $426 | $6,645-93.6% | $5,333-92.0% | $10,133-95.8% |