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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,791 | $115,810-44.1% | $101,271-36.0% | $158,966-59.2% |
| Participation rate | 42.9% | 79.4%-36.5pp | 75.8%-32.9pp | 82.0%-39.1pp |
| Annual return | 8.93% | 56.15%-47.2pp | 46.48%-37.5pp | 302.95%-294.0pp |
| Employer contribution / active EE | $1,065 | $4,175-74.5% | $3,660-70.9% | $4,762-77.6% |
| Participant deferral / active EE | $3,385 | $4,958-31.7% | $4,371-22.5% | $5,983-43.4% |
| Admin fee / account holder | $30,987 | $7,248+327.5% | $5,948+421.0% | $11,250+175.4% |