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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,078 | $109,344-52.4% | $89,400-41.7% | $158,950-67.2% |
| Participation rate | 57.1% | 74.3%-17.1pp | 68.0%-10.8pp | 82.0%-24.8pp |
| Annual return | 11.15% | 345.73%-334.6pp | 245.64%-234.5pp | 302.91%-291.8pp |
| Employer contribution / active EE | $0 | $3,170-100.0% | $2,586-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $4,266 | $4,599-7.2% | $3,890+9.7% | $5,983-28.7% |
| Admin fee / account holder | $9,197 | $6,154+49.5% | $4,882+88.4% | $11,248-18.2% |