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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,939 | $95,193-65.4% | $76,523-57.0% | $135,382-75.7% |
| Participation rate | 77.8% | 74.4%+3.4pp | 68.0%+9.8pp | 82.6%-4.9pp |
| Annual return | -5.67% | 4.85%-10.5pp | -0.27%-5.4pp | 519.77%-525.4pp |
| Employer contribution / active EE | $0 | $3,302-100.0% | $2,647-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,731 | $4,639-41.1% | $3,835-28.8% | $5,609-51.3% |
| Admin fee / account holder | $458 | $6,249-92.7% | $4,848-90.6% | $10,829-95.8% |