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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,183 | $101,063-64.2% | $81,473-55.6% | $147,586-75.5% |
| Participation rate | 62.5% | 74.5%-12.0pp | 68.0%-5.5pp | 82.8%-20.3pp |
| Annual return | 12.73% | 32.41%-19.7pp | 38.78%-26.1pp | 578.59%-565.9pp |
| Employer contribution / active EE | $0 | $3,206-100.0% | $2,568-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $1,208 | $4,242-71.5% | $3,537-65.8% | $5,439-77.8% |
| Admin fee / account holder | $1,835 | $5,812-68.4% | $4,561-59.8% | $10,886-83.1% |