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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,200 | $75,832+34.8% | $147,617-30.8% | $59,633+71.4% |
| Participation rate | 86.7% | 71.6%+15.1pp | 84.6%+2.0pp | 68.7%+18.0pp |
| Annual return | -1.81% | 0.37%-2.2pp | 61.98%-63.8pp | 2041.45%-2043.3pp |
| Employer contribution / active EE | $7,903 | $3,485+126.8% | $5,564+42.0% | $2,203+258.8% |
| Participant deferral / active EE | $5,267 | $3,131+68.3% | $4,895+7.6% | $3,192+65.0% |
| Admin fee / account holder | $20,089 | $5,986+235.6% | $11,612+73.0% | $4,297+367.5% |