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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,194 | $73,839+188.7% | $143,788+48.3% | $68,495+211.3% |
| Participation rate | 84.8% | 66.7%+18.2pp | 80.3%+4.5pp | 67.9%+17.0pp |
| Annual return | -18.55% | 1.01%-19.6pp | -0.03%-18.5pp | -7.84%-10.7pp |
| Employer contribution / active EE | $9,511 | $3,184+198.7% | $4,952+92.1% | $2,596+266.3% |
| Participant deferral / active EE | $5,862 | $3,384+73.2% | $5,638+4.0% | $4,028+45.6% |
| Admin fee / account holder | $1,400 | $5,755-75.7% | $14,675-90.5% | $5,403-74.1% |