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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,465 | $85,171+122.5% | $172,752+9.7% | $72,975+159.6% |
| Participation rate | 86.2% | 70.1%+16.1pp | 82.6%+3.6pp | 69.5%+16.7pp |
| Annual return | 22.88% | 27.32%-4.4pp | 802.97%-780.1pp | 81.01%-58.1pp |
| Employer contribution / active EE | $9,204 | $3,324+176.9% | $5,144+78.9% | $2,440+277.2% |
| Participant deferral / active EE | $5,555 | $3,260+70.4% | $5,198+6.9% | $3,608+54.0% |
| Admin fee / account holder | $2,484 | $5,880-57.8% | $13,955-82.2% | $5,124-51.5% |