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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,256 | $76,551-0.4% | $123,894-38.5% | $62,881+21.3% |
| Participation rate | 97.4% | 73.0%+24.5pp | 81.4%+16.0pp | 69.3%+28.1pp |
| Annual return | 4.82% | 18.68%-13.9pp | 47.52%-42.7pp | 20.14%-15.3pp |
| Employer contribution / active EE | $1,385 | $2,882-51.9% | $4,617-70.0% | $2,281-39.3% |
| Participant deferral / active EE | $4,531 | $4,840-6.4% | $5,984-24.3% | $3,203+41.5% |
| Admin fee / account holder | $1,602 | $4,826-66.8% | $8,357-80.8% | $4,296-62.7% |