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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,120 | $102,429+42.7% | $147,096-0.7% | $80,925+80.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 16.48% | 135.02%-118.5pp | 419.75%-403.3pp | 35.65%-19.2pp |
| Employer contribution / active EE | $1,950 | $3,716-47.5% | $4,936-60.5% | $2,756-29.2% |
| Participant deferral / active EE | $6,493 | $6,649-2.3% | $8,071-19.5% | $4,299+51.1% |
| Admin fee / account holder | $3,340 | $7,957-58.0% | $13,005-74.3% | $6,940-51.9% |