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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,135 | $106,524+49.4% | $152,301+4.5% | $87,485+81.9% |
| Participation rate | 96.4% | 75.8%+20.7pp | 82.4%+14.0pp | 68.9%+27.5pp |
| Annual return | 8.96% | 26.89%-17.9pp | 80.50%-71.5pp | 26.06%-17.1pp |
| Employer contribution / active EE | $2,648 | $3,371-21.4% | $4,624-42.7% | $2,596+2.0% |
| Participant deferral / active EE | $8,600 | $6,525+31.8% | $8,004+7.4% | $4,274+101.2% |
| Admin fee / account holder | $6,662 | $8,287-19.6% | $14,398-53.7% | $7,775-14.3% |